August 2018

Found 8 blog entries for August 2018.

Charlotte’s Garden Suburb

An area filled with 100-year-old oak trees and Colonial and Tudor revivals reminiscent of the 1920s forms the well-known Charlotte neighborhood of Myers Park.

Sitting south of Charlotte’s city center, this neighborhood and historic district is one of the most coveted residential areas for Charlotte suburbanites!

In 1911, Myers Park was developed out of a cotton plantation into a streetcar community by George Stephens. It was named after Stephens’ father-in-law and owner of the former plantation, John S. Myer.

The 1,110-acre plantation was transformed into a residential neighborhood by landscape architects and town planners John Nolen and Earle Sumner Draper.

Nolen and Draper’s design established Queens Road as

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A checklist of all the things you'll need to be approved for a mortgage

Buying a new home is exciting, but costly. Unless you are planning to buy your new home with cash, you will need to secure a mortgage to pay for it. We’ve created a checklist of all the things you’ll need to to do so!

First of all, what is a mortgage?

Mortgages are loans given by a bank or lender that help you finance the purchase of your home.

In exchange for your mortgage, the bank or lender takes the title of the property as collateral until the mortgage is repaid. Mortgages are usually paid on a monthly basis, with payments made up of principal, interest, taxes, and insurance.

You must consider which type of mortgage you would like to obtain. There are many

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Know Your Community Management Before You Buy

neighborhood

If you are thinking about buying a condo, townhouse, or a home in a planned unit development, you’ll want to research the complex’s Homeowners Association (HOA). The HOA holds a lot of power in its community, so it’s important to know what being governed by the HOA entails.

What is an HOA?

Homeowners Associations or HOAs, are organizations in condos, townhouses or single family residences that make and enforce rules for the properties within their complex. By purchasing property within the complex, you automatically become a member of the HOA and will be required to abide by set rules and pay membership fees.

HOAs are legal entities that allow the developer to transfer community ownership and

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A look at how you can maximize your Home Buying Search by using both online options and seeing them in-person.

When searching for a new home, you’ll likely want to use every resource available to find the perfect one. Whether you’re starting online searches for listings in your desired area, or scheduling in-person visits and open houses with your Realtor®, it’s important to know the advantages and disadvantages of both search styles and understand that today, the two compliment each other. 

Online house searching

Searching for listings online is a simple and convenient way to house hunt. Really, if you wanted to tour homes from the comfort of your own bed while still in your pajamas on a Sunday morning–you totally could! 

Many online

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Leave some extra money in your budget–you’ll probably need it

This probably won’t come as a shock, but buying a home is expensive. You have mortgage payments, appraisal fees, property taxes, homeowners insurance–and that’s all on top of the actual cost of the house. It can take years to save up enough money to finally purchase your dream home. The last thing you want is to spend your entire budget having completely forgotten about some of the less obvious payments you’ll have to make.

That’s where we come in. We’ve put together a list of the often forgotten costs associated with buying a home to better help you budget. Whether you’re a first-time buyer or in need of some home buying reminders, make sure you don’t forget any of these costs.

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Use these tips to make the transition easy as A-B-C! (Because being the new kid is hard)

Transitioning into a new school can be difficult for kids. Meeting new friends, teachers and classrooms can be intimidating and can make them feel alone or out of place. They’re experiencing a new environment, which can affect them academically, socially and mentally.

As a parent, there are things you can do to make the transition a bit easier for your kids. Keep these tips in mind to help your kids get more comfortable with their new learning environment.

1. Talk with your kids

In this time of transition, they are likely feeling a lot of stress and anxiety over being in a new place. Talk with your kids to find out what is bothering them, what their

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Be aware of these mistakes first-time home buyers commonly make.

For a first-timer, the home buying experience can be intimidating and even a little overwhelming at times (understandably so!)

You’re looking for a home you can live in and love for a good amount of time, at a price you can afford, on top of learning and understanding the entire real estate buying process–talk about stressful!

Being aware of, and doing whatever you can to avoid making these common first time home buyer mistakes, will take some of the burden off of your shoulders allowing you to enjoy the process–after all, it is pretty rewarding!

1. Not knowing what you can afford

It’s easy for a first-time home buyer to get caught up in the excitement of the house hunting

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Create a beautiful and enjoyable outdoor living space without breaking the bank.

As a homeowner, your backyard should be a place you can go to escape the hustle and bustle of your everyday life and relax while enjoying the beautiful (almost) year-round weather we’re blessed with here in the Carolinas.

If you are less than pleased with the appearance and feel of your outdoor living space, it can make “escaping”, “relaxing”, and “enjoying” difficult. Could it be time for an upgrade?

It is easy to put off making changes to your outdoor living space until both time and money are on your side, but don’t wait!

Not only could a few updates to your backyard improve your quality of life as a homeowner, they could also increase your home’s value and

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